Due to recent upgrades to the Blackbaud Merchant Services platform for USD accounts, live credit cards can no longer be used when the Account Configuration is in Test or Demo mode. 

To test systems with varying card types and response codes please refer to How to test credit card response codes for Blackbaud Merchant Services

For users wanting to test MobilePay card readers for data entry with the swipe of a card we can swipe card on enter payment page to see data populate, then cancel transaction.